The philosophical concept of money for the first time, one must think it began to take shape in the minds and perceptions of people with the advent of coins, or vice versa, the philosophical achievement of mankind got out of people's heads and manifested itself in the form of coinage. That is, in the 7th century BC, in Lydia, someone was also taken from metal, which in itself is of great value, made the first metal money in the form of bean-stater (standards). It may seem strange to some, instead of weapons, tools, utensils or jewelry, to make a thing useless on the farm. But we all know that with the help of money you can do all the same that is possible with the help of weapons, tools, utensils and jewelry, and much more. Further more, money began to be made of gold, silver, copper, paper money appeared, banks appeared. And finally, philosophical vacillations end (for a while) and money has an equivalent - gold. Gold begins to fulfill the function of money. It lasts quite a while. But it all ends sometime. The first bell was at the end of the 19th century; banks began to accumulate stocks of companies as assets more and more. Their share in bank assets has become noticeable compared to gold. Then the first world war. The economies of the warring countries worked extensively “all for the front, all for the victory”, and of course, everyone was making money. World War II, money was naturally reprinted (especially the USA), the Bretton Woods conference, an attempt to introduce a gold-slogan standard (the attempt was canceled at a gallop), several attempts to return gold from the United States, several attempts to get gold by presenting US dollars. 1971 - Nixon shock (missed many details of this process, but it's not about the details). Money has no equivalent; gold has become the same commodity as everything else. Money began to fulfill the function of credit money, the obligation of which is borne by the state. For a little over 70 years, money has changed its philosophical meaning. Or we can say differently in the XX century, people, humanity, during the change of 2 generations changed their view of the world around us in the monetary sphere. Almost 50 years have passed since then. And what we see, this system works quite effectively. And it doesn’t bother anyone that money has no equivalent, that it’s a loan obligation of the state (mainly the United States). The system keeps up to date, in addition to just non-cash payments, payment systems appeared, etc. And in a philosophical sense, progress has occurred. First of all, the principle “money does not smell” disappears, and such an aspect as the anonymity of money. Now, or in the very near future, all our money will be subject to the state tax system, it will be possible to check all your expenses. In addition, for money, it was not at all necessary to fulfill obligations; they can be frozen by a court decision, just fall under sanctions for a company with someone. But the nature of money does not tolerate emptiness, and it is filled right before our eyes. I think that right now there is another change in the philosophical sense of money. I will try to formulate. Along with credit money, on which the state is obligated, credit money has appeared, on which no one is obligated to use it, those who trust it (WAXP-Munze umtauschen).